Green Property Loan
Finance energy-efficient properties with secure collateral
Swedbank offers the Green Property Loan to support investments in energy-efficient properties. This loan uses the property as collateral and is available for properties with a valid energy declaration or environmental certifications:
- For properties built up to 2020, criteria include Energy Class A, a top 15% primary energy number, or specific certifications like Svanen, LEED (gold), or BREEAM (very good).
- For properties built from 2021, criteria include Energy Class A or B, a primary energy number 10% lower than NZEB requirements, or similar certifications.
The loan terms are tailored based on the borrower's financial situation and bank engagement.
How to apply
Applications can be submitted online via Swedbank's internet bank or app. Alternatively, contact your account manager or call for assistance.
Eligibility
To qualify, properties must meet specific energy efficiency or certification standards based on their construction year. For properties built up to 2020, they need an energy class A or a top 15% primary energy number, or certifications like Svanen, LEED (gold), Miljöbyggnad (silver), BREEAM (very good), or Passivhus. Properties built from 2021 must have energy class A or B, a primary energy number 10% lower than NZEB standards, or similar certifications.